How can I get delinquent credit off of a credit report after seven years?
How should I go about legally refusing to pay a credit card debt?
Can you put credit card debt on a 1099-C tax form?
Is LVNV a factoring company?
What do you write on a formal letter to a credit report to have medical bills that have been paid removed from the report?
What does closed account mean in a credit report?
Will bankruptcy remove a judgment from your credit?
I have two companies reporting the same debt on my credit report.
They aren't really supposed to do this. ONe may be from a regular company and the other a collection agency. You should dispute this on your credit report to prevent any negative problems.
These mistakes happen more then we realize. First you need to have proof that it is incorrect, and read the credit report and see how you go about challenging the incorrect entry. Be prepared for a long hard battle.
As important as credit reports are, they're frequently wrong. It's your job to contact the company with the false record, verify you owe them $0, & force a correction.
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