finance
 






 

Question by  melz10 (61)

Can I freeze my bank accounts?

My identity has been stolen and I need to freeze my accounts.

 
+6

Answer by  VB (361)

Yes, you can freeze your securities. In most states it is a free service for identity theft victims. Small fee may apply to non-victims. The following website will give state by state instructions: www. consumersunion. org/campaigns//learn_more/003484indiv. html This service will essential not allow any new lines of credit without your expressed permission.

 
+6

Answer by  John (9008)

You can do this, but you must contact each bank or financial institution individually. You can also contact the credit agencies and put a hold on new accounts being opened, as well. As for your bank accounts, you actually might want to consider closing them and opening new ones in this circumstance, depending upon how much information has been compromised.

 
+4

Answer by  blahblah (670)

Call your bank and tell them about your situation. You will probably need to close your accounts and open new ones. This includes your credit cards and other financial accounts. You should also place a fraud alert on your credit reports by calling one of the credit reporting companies. Check the FTC website under identity theft for more information.

 
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